1. Merchant & Customer Privacy

CMStore operates as an autonomous UPI routing gateway. We do not store payer UPI PINs, bank account passwords, or confidential banking credentials.

2. Transaction Data Protection

All transaction IDs (UTR), amounts, and merchant webhook requests are transmitted through 256-bit bank-grade SSL encrypted channels.

3. Regulatory Compliance

We adhere to Reserve Bank of India (RBI) and National Payments Corporation of India (NPCI) guidelines for merchant electronic payments.